There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is what you'll actually pay.
Your Affirm account is created using your name, e-mail, phone number, and the last 4 digits of your SSN. This combinations helps Affirm verify and protect your identity.
Monthly payments are flexible and easy.
Provide some basic information and get instantly approved to split your purchase into 3, 6 or 12 monthly payments. (Rates from 10-30% APR)
Simply pay your monthly bill using a debit card or bank transfer at: affirm.com/pay
Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.
What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer, and check.
Why was I prompted to pay a down payment with a debit card?
Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account, which helps determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. Affirm does not store your online banking login information - they simply pass your login credentials to your bank via a secure service linking your checking account.
Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows them to determine your ability to pay.